Bankruptcy Resources
Summary of bankruptcy services
VLN provides services statewide on a variety of bankruptcy-related issues. Bankruptcies are a discharge or re-organization of debt handled in federal court. Clients must reside in Minnesota to receive services.
Full representation or extensive services may be available for:
- Chapter 7 Bankruptcy
- Student loans
- Bankruptcy Adversary Proceedings
- Letters to Creditors
For clients who want advice only, or to speak to someone right away:
- Virtual Bankruptcy advice clinic
VLN provides very limited services for:
- Chapter 13 bankruptcy
VLN provides no services for:
- Business bankruptcies
1. How to get your free credit reports
2. Completing VLN’s technology worksheet
3. List all your property and expenses
4. Paperwork to gather for your attorney
5. How to complete the two required educational courses
6. Post-Bankruptcy – steps to clear your record of discharged judgments
*Includes: Instructions (form BKY100); Application for discharge of judgement (form BKY101); Affidavit of service of the application for discharge of judgment (form BKY104).